/* ==========================================================================
   FinioBiz marketing site - page styles
   Depends on css/modernist.css (design-system tokens + component classes).
   Every color / font / radius / shadow comes from a var(--*) token.
   Structure: 1 layout  2 header  3 sections  4 mockups  5 motion  6 responsive
   ========================================================================== */

/* -- 1. layout primitives ------------------------------------------------- */
:root {
  --edge: clamp(20px, 5vw, 64px);
  --wrap: 1240px;
  --section-y: clamp(44px, 6vw, 88px);
  --measure: 54ch;
}

html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body { margin: 0; text-wrap: pretty; }
*, *::before, *::after { box-sizing: border-box; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--edge); }
.section { padding: var(--section-y) 0; border-bottom: 2px solid var(--color-divider); }
.section--surface { background: var(--color-surface); }
.section--accent { background: var(--color-accent); color: var(--color-bg); border-bottom: 0; }

.stack > * + * { margin-top: var(--space-4); }
.split { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: clamp(28px, 5vw, 72px); align-items: start; }
.split--top { align-items: start; }
.split--bottom { align-items: end; }
.actions { display: flex; flex-wrap: wrap; gap: var(--space-3); margin-top: 30px; }
.u-nowrap { white-space: nowrap; }

/* type roles */
.eyebrow {
  margin: 0 0 14px; font-size: 13px; font-weight: 600; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--color-accent-700);
}
.display {
  margin: 0; font-size: clamp(38px, 5.4vw, 68px); line-height: 1.05;
  letter-spacing: -0.025em; margin-left: -0.04em;
}
.display .line { display: block; }
.display .line--accent { color: var(--color-accent); }
.h-section {
  margin: 0; font-size: clamp(28px, 3.4vw, 44px); line-height: 1.08;
  letter-spacing: -0.02em; margin-left: -0.03em;
}
.lede { margin: 20px 0 0; font-size: 16.5px; line-height: 1.7; color: var(--color-neutral-800); max-width: var(--measure); }
.body-copy { margin: 12px 0 0; font-size: 15px; line-height: 1.65; color: var(--color-neutral-800); }
.note { font-size: 11.5px; color: var(--color-neutral-700); }
.num { font-feature-settings: "tnum" 1; }

/* marker lists - the system's red square */
.marks { list-style: none; margin: 0; padding: 0; display: grid; gap: 11px; }
.marks li { display: flex; gap: 12px; align-items: baseline; font-size: 15px; color: var(--color-neutral-900); }
.marks li::before {
  content: ""; flex: none; width: 9px; height: 9px; margin-top: 5px;
  background: var(--color-accent);
}
.marks--outline li::before { background: none; border: 2px solid var(--color-text); }
.marks--ruled { display: block; border-top: 2px solid var(--color-divider); }
.marks--ruled li { padding: 13px 0; border-bottom: 1px solid var(--color-neutral-300); }
.marks--ruled li:last-child { border-bottom: 0; }
.marks--two { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px 24px; }
.marks--topruled { margin-top: 24px; padding-top: 20px; border-top: 1px solid var(--color-neutral-300); }

/* ruled cell grids - the visible modular grid */
.cells { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); border-top: 2px solid var(--color-divider); }
.cells--no-top { border-top: 0; }
.cells.cells--no-dividers > * { border-right: 0; }
.cells--strong { border-top-color: var(--color-text); }
.cells > * { padding: 26px 24px 28px; border-right: 1px solid var(--color-neutral-300); }
.cells > *:first-child { padding-left: 0; }
.cells > *:last-child { padding-right: 0; border-right: 0; }
.cells--gapped { border-top: 0; gap: 2px; background: var(--color-divider); }
.cells--gapped > * { border-right: 0; padding: 24px 22px 26px; background: var(--color-bg); }
.ways-grid { gap: clamp(28px, 4vw, 56px); background: transparent; }
.ways-grid > * { border: 0; padding: 0; background: transparent; }
.examples-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: clamp(18px, 2.6vw, 34px); background: transparent; }
.cells.examples-grid > * {
  border: 1px solid var(--color-neutral-300); padding: clamp(24px, 3vw, 34px); background: var(--color-bg);
  min-height: 190px; display: flex; flex-direction: column; justify-content: flex-start;
}
.section--surface .cells.examples-grid > * { background: var(--color-bg); }
.section--surface .cells--gapped > * { background: var(--color-surface); }
.cell-index { margin: 0; font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-accent-700); }
.cell-index--muted { color: var(--color-neutral-700); }
.cell-title { margin: 12px 0 0; font-size: 21px; letter-spacing: -0.01em; }
.cell-step { margin: 0; font-size: 34px; color: var(--color-accent); }
.cell-stage { margin: 12px 0 0; font-size: clamp(24px, 2.6vw, 34px); letter-spacing: -0.015em; }
.cell-stage--accent { color: var(--color-accent); }
.growth-cells { border-top: 0; }
.growth-cells > * { border-right: 0; }

/* -- 2. header ------------------------------------------------------------ */
.site-header {
  position: sticky; top: 0; z-index: 60;
  background: var(--color-bg); border-bottom: 2px solid var(--color-divider);
  transition: box-shadow 180ms ease;
}
.site-header[data-scrolled] { box-shadow: var(--shadow-sm); }
.site-header__inner {
  max-width: var(--wrap); margin: 0 auto; padding: 14px var(--edge);
  display: flex; align-items: center; gap: 28px;
}
.brand {
  display: flex; align-items: center; gap: 9px; text-decoration: none;
  color: var(--color-text); font-family: var(--font-heading); font-weight: var(--font-heading-weight);
  font-size: 19px; letter-spacing: -0.02em;
}
.brand::before { content: ""; width: 13px; height: 13px; background: var(--color-accent); }
.site-nav { flex: 1 1 240px; display: flex; flex-wrap: wrap; gap: 8px clamp(14px, 2vw, 26px); }
.site-nav a { font-size: 14px; font-weight: 500; text-decoration: none; color: var(--color-neutral-800); white-space: nowrap; }
.site-nav a:hover { color: var(--color-accent-700); }
.site-nav a[aria-current="location"] { color: var(--color-accent); }
.header-actions { display: flex; align-items: center; gap: var(--space-2); }
.nav-toggle { display: none; }

/* -- 3. sections ---------------------------------------------------------- */
.hero { padding: clamp(40px, 6vw, 84px) 0 var(--section-y); }
.hero__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(360px, 1fr)); gap: clamp(36px, 5vw, 72px); align-items: start; }
.hero__reassurance { margin: 0; padding: 20px 0 0; border-top: 2px solid var(--color-divider); }
.hero__visual { display: grid; gap: 18px; align-items: start; }
.hero__dashboard { width: 100%; }
.hero__payment-flow { display: grid; grid-template-columns: minmax(190px, 0.45fr) minmax(250px, 0.55fr); gap: 18px; align-items: start; }
.hero__link-column { display: grid; gap: 18px; align-content: start; }
.loop { list-style: none; margin: clamp(36px, 5vw, 64px) 0 0; padding: 0;
  display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: clamp(16px, 2vw, 28px); }
.loop li { position: relative; padding: 0; }
.loop span { display: block; font-family: var(--font-heading); font-weight: var(--font-heading-weight); font-size: clamp(34px, 4vw, 58px); line-height: 0.95; letter-spacing: -0.045em; color: var(--color-text); }
.loop p { margin: 10px 0 0; font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-neutral-700); }

.legal-hero .display { max-width: 12ch; }
.legal-note { margin: 24px 0 0; padding-top: 18px; border-top: 1px solid var(--color-neutral-300); font-size: 12.5px; line-height: 1.7; color: var(--color-neutral-700); max-width: 76ch; }
.legal-layout { display: grid; grid-template-columns: minmax(180px, 0.24fr) minmax(0, 0.76fr); gap: clamp(32px, 5vw, 72px); align-items: start; }
.legal-nav { position: sticky; top: 96px; display: grid; gap: 11px; padding-top: 6px; }
.legal-nav a { font-size: 12px; letter-spacing: 0.06em; text-transform: uppercase; text-decoration: none; color: var(--color-neutral-700); }
.legal-nav a:hover { color: var(--color-accent-700); }
.legal-doc { max-width: 82ch; }
.legal-doc section { padding: 0 0 28px; margin: 0 0 28px; border-bottom: 1px solid var(--color-neutral-300); }
.legal-doc section:last-child { padding-bottom: 0; margin-bottom: 0; border-bottom: 0; }
.legal-doc h2 { margin: 0; font-size: clamp(22px, 2.2vw, 30px); line-height: 1.15; letter-spacing: -0.015em; }
.legal-doc p { margin: 14px 0 0; font-size: 15.5px; line-height: 1.75; color: var(--color-neutral-800); }

.paths { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); border-top: 2px solid var(--color-text); }
.path { padding: 30px 32px 32px 0; border-right: 2px solid var(--color-divider); }
.path + .path { padding: 30px 0 32px 32px; border-right: 0; }
.path__title { margin: 18px 0 0; font-size: clamp(24px, 2.4vw, 32px); line-height: 1.12; letter-spacing: -0.015em; }
.path .lede { max-width: 46ch; margin-top: 14px; font-size: 16px; }
.path .btn { margin-top: 26px; font-size: 15px; padding: 13px 20px; }

.way__title { margin: 14px 0 0; font-size: 22px; line-height: 1.16; letter-spacing: -0.015em; }

.control-body { align-items: start; }
.control-features { margin-top: clamp(-42px, -2vw, -24px); }

.steps__rule { height: 2px; margin-bottom: 0;
  background: linear-gradient(90deg, var(--color-accent) 0 14px, var(--color-divider) 14px 28px);
  background-size: 28px 2px; }
.steps { grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); border-top: 0; }
.steps > li { list-style: none; border-right: 0; }
.steps > li:first-child { padding-left: 0; }

.statement {
  margin: clamp(36px, 5vw, 64px) auto 0; padding: 0; border-top: 0; text-align: center;
  font-family: var(--font-heading); font-weight: var(--font-heading-weight);
  font-size: clamp(22px, 2.4vw, 32px); line-height: 1.22; letter-spacing: -0.015em; max-width: 34ch;
}
.statement--quote { position: relative; }
.statement--quote::before { content: "“"; color: var(--color-accent); }
.statement--quote::after { content: "”"; color: var(--color-accent); }

.trust-cols { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); border-top: 2px solid var(--color-text); }
.trust-cols > * { padding: 26px 32px 28px 0; border-right: 0; }
.trust-cols > *:last-child { padding: 26px 0 28px 32px; border-right: 0; }
.badges { margin-top: 30px; padding-top: 24px; border-top: 1px solid var(--color-neutral-300);
  display: flex; flex-wrap: wrap; gap: var(--space-3); align-items: center; }
.badges__label { font-size: 11px; letter-spacing: 0.07em; text-transform: uppercase; color: var(--color-neutral-700); }
.badges span.badge {
  border: 1px solid var(--color-accent); padding: 9px 13px;
  font-size: 11.5px; font-weight: 600; letter-spacing: 0.015em; color: var(--color-accent-700);
  background: transparent;
}
.badges span.badge--pci,
.badges span.badge--privacy,
.badges span.badge--security { border-color: var(--color-accent); background: transparent; color: var(--color-accent-700); }

.flow { list-style: none; margin: 28px 0 0; padding: 22px 0 0; border-top: 2px solid var(--color-divider); display: grid; gap: 10px; }
.flow li { display: flex; gap: 12px; align-items: baseline; font-size: 15px; }
.flow b { font-size: 12px; font-weight: 600; color: var(--color-accent-700); font-feature-settings: "tnum" 1; }

.faq { border-top: 2px solid var(--color-text); }
.faq details { border-bottom: 1px solid var(--color-neutral-300); padding: 16px 0; }
.faq details:last-child { border-bottom: 0; }
.faq summary {
  list-style: none; cursor: pointer; display: flex; gap: 14px; align-items: baseline;
  font-family: var(--font-heading); font-weight: var(--font-heading-weight); font-size: 16.5px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::before { content: ""; flex: none; width: 9px; height: 9px; margin-top: 5px; background: var(--color-accent); }
.faq summary:hover { color: var(--color-accent-700); }
.faq p { margin: 12px 0 0 23px; font-size: 15px; line-height: 1.7; color: var(--color-neutral-800); max-width: 60ch; }

.close__title { margin: 0; font-size: clamp(32px, 4.4vw, 58px); line-height: 1.06; letter-spacing: -0.02em; margin-left: -0.045em; max-width: 22ch; }
.close__copy { margin: 24px 0 0; font-size: 17px; line-height: 1.65; max-width: 52ch; }
.close__promise { margin: clamp(32px, 4vw, 52px) 0 0; padding-top: 24px; border-top: 2px solid var(--color-bg);
  font-family: var(--font-heading); font-weight: var(--font-heading-weight);
  font-size: clamp(18px, 2vw, 24px); line-height: 1.3; max-width: 30ch; }
.btn-on-accent { background: var(--color-bg); color: var(--color-accent-700); border-color: var(--color-bg); }
.btn-on-accent:hover { background: var(--color-neutral-100); }
.btn-on-accent--ghost { background: none; color: var(--color-bg); border: 2px solid var(--color-bg); }
.btn-on-accent--ghost:hover { background: var(--color-accent-600); }
.section--accent :focus-visible { outline-color: var(--color-bg); }

.site-footer { border-top: 2px solid var(--color-divider); padding: clamp(36px, 5vw, 64px) 0 32px; }
.site-footer__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 32px; }
.site-footer h2 { margin: 0 0 12px; font-size: 11px; font-family: var(--font-body); font-weight: 600;
  letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-neutral-700); }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; font-size: 14px; }
.site-footer__legal { margin: 36px 0 0; padding-top: 20px; border-top: 1px solid var(--color-neutral-300);
  font-size: 12.5px; color: var(--color-neutral-700); }

/* -- 4. product mockups (flat, ruled, no radius) -------------------------- */
.mock { border: 2px solid var(--color-text); background: var(--color-neutral-100); margin: 0; }
.mock--bare { background: var(--color-bg); padding: 12px; }
.mock--pad { padding: 14px; }
.mock--dark { background: var(--color-neutral-900); }
.mock__bar {
  display: flex; align-items: center; justify-content: space-between; gap: var(--space-3);
  border-bottom: 2px solid var(--color-text); padding: 10px 14px;
  font-size: 11px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-neutral-700);
}
.mock__bar span { min-width: 0; overflow-wrap: anywhere; }
.mock__bar--dot { display: inline-flex; align-items: center; }
.mock__bar--dot::before { content: ""; flex: 0 0 8px; width: 8px; height: 8px; background: var(--color-accent); margin-right: 10px; }
.mock__label { margin: 0; font-size: 10px; letter-spacing: 0.07em; text-transform: uppercase; color: var(--color-neutral-700); }
.mock__stats { display: grid; grid-template-columns: repeat(3, 1fr); }
.mock__stats > div { padding: 12px; border-right: 1px solid var(--color-neutral-300); }
.mock__stats > div:last-child { border-right: 0; }
.mock__stat { margin: 6px 0 0; font-family: var(--font-heading); font-weight: var(--font-heading-weight); font-size: 20px; }
.mock__panel { padding: 14px; border-top: 1px solid var(--color-neutral-300); }
.mock__figure { margin: 0; }
.mock figcaption { padding: 8px 12px; border-top: 1px solid var(--color-neutral-300); font-size: 10.5px; color: var(--color-neutral-700); }

.chart { display: flex; align-items: flex-end; gap: 5px; height: 76px; margin-top: 12px; }
.chart span { flex: 1; background: var(--color-neutral-400); }
.chart span.is-peak { background: var(--color-accent); }
.chart--sm { height: 58px; gap: 4px; }

.bars { display: grid; gap: 8px; margin-top: 12px; font-size: 11px; color: var(--color-neutral-800); }
.bars__row { display: flex; justify-content: space-between; }
.bars__track { height: 6px; background: var(--color-neutral-300); margin-top: 4px; }
.bars__fill { height: 6px; background: var(--color-accent); }
.bars__fill--n1 { background: var(--color-neutral-700); }
.bars__fill--n2 { background: var(--color-neutral-500); }

.mini-table { width: 100%; border-collapse: collapse; font-size: 11.5px; border-top: 2px solid var(--color-text); }
.mini-table caption { text-align: left; padding: 10px 14px 6px; font-size: 10px; letter-spacing: 0.07em; text-transform: uppercase; color: var(--color-neutral-700); }
.mini-table th { text-align: left; padding: 8px 14px; font-size: 10px; letter-spacing: 0.06em; text-transform: uppercase; border-bottom: 2px solid var(--color-text); }
.mini-table td { padding: 8px 12px; border-bottom: 1px solid var(--color-neutral-300); color: var(--color-neutral-800); }
.mini-table tr:last-child td { border-bottom: 0; }
.mini-table .is-right { text-align: right; }
.mini-table .is-received { color: var(--color-accent-700); font-weight: 600; }

.link-card__url { margin: 8px 0 0; font-size: 12.5px; font-family: ui-monospace, SFMono-Regular, monospace; word-break: break-all; color: var(--color-neutral-800); }
.link-card__wire { height: 2px; margin-top: 10px;
  background: linear-gradient(90deg, var(--color-accent) 0 12px, transparent 12px 24px);
  background-size: 24px 2px; animation: fb-dash 900ms linear infinite; }

.checkout { max-width: 460px; }
.checkout__merchant { margin: 6px 0 0; font-family: var(--font-heading); font-weight: var(--font-heading-weight); font-size: 15px; }
.checkout__rows { display: grid; gap: 8px; padding: 18px; font-size: 13.5px; color: var(--color-neutral-800); }
.checkout__row { display: flex; justify-content: space-between; gap: var(--space-3); }
.checkout__total { display: flex; justify-content: space-between; gap: var(--space-3); align-items: baseline;
  border-top: 2px solid var(--color-text); padding-top: 12px; }
.checkout__amount { font-family: var(--font-heading); font-weight: var(--font-heading-weight); font-size: 30px; }
.checkout__options { display: grid; gap: 8px; margin-top: 10px; }
.opt { display: flex; align-items: center; gap: 10px; padding: 11px 12px; font-size: 13.5px;
  border: 1px solid var(--color-neutral-300); color: var(--color-neutral-800); }
.opt::before { content: ""; flex: none; width: 10px; height: 10px; border: 1px solid var(--color-neutral-500); }
.opt.is-selected { border: 2px solid var(--color-text); background: var(--color-bg); color: var(--color-text); }
.opt.is-selected::before { background: var(--color-accent); border-color: var(--color-accent); }
.pay-button { margin: 14px 0 0; padding: 14px 16px; background: var(--color-accent); color: var(--color-bg);
  font-family: var(--font-heading); font-weight: var(--font-heading-weight); font-size: 14px; }

.storefront-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; padding: 1px; background: var(--color-neutral-300); }
.storefront-grid > span { aspect-ratio: 1 / 1; background: var(--color-neutral-200); }
.storefront-grid > span.is-accent { background: var(--color-accent-200); }

.diagram { display: grid; gap: 10px; padding: 14px; font-size: 11px; }
.diagram__node { border: 1px solid var(--color-text); padding: 8px 10px; }
.diagram__node--hub { border: 2px solid var(--color-accent); color: var(--color-accent-700); font-weight: 600; }
.diagram__wire { width: 2px; height: 14px; margin-left: 18px; background: var(--color-accent); }
.diagram__fan { display: grid; grid-template-columns: repeat(3, 1fr); gap: 6px; }
.diagram__fan span { border: 1px dashed var(--color-neutral-500); padding: 8px 6px; color: var(--color-neutral-700); }

.chat { display: grid; gap: 10px; padding: 12px; }
.chat__bubble { border: 1px solid var(--color-neutral-300); background: var(--color-bg); padding: 8px 10px; font-size: 11.5px; color: var(--color-neutral-800); }
.chat__link { border: 1px solid var(--color-text); padding: 8px 10px; font-size: 11.5px; font-family: ui-monospace, monospace; word-break: break-all; }
.chat__result { display: flex; align-items: center; gap: 8px; font-size: 11px; font-weight: 600;
  letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-accent-700); }
.chat__result::before { content: ""; width: 9px; height: 9px; background: var(--color-accent); }

.code { margin: 0; padding: 16px; overflow-x: auto; font-family: ui-monospace, SFMono-Regular, monospace;
  font-size: 11px; line-height: 1.55; color: var(--color-neutral-100); }
.code-note { margin: 0; border-top: 1px solid var(--color-neutral-700); padding: 10px 14px; font-size: 11px; color: var(--color-neutral-400); }
.mock--dark .mock__bar { color: var(--color-neutral-300); }

/* -- 5. motion ------------------------------------------------------------ */
@keyframes fb-dash { to { background-position: 24px 0; } }

[data-reveal] { opacity: 1; }
html.js [data-reveal] {
  opacity: 0; transform: translateY(14px);
  transition: opacity 520ms ease, transform 520ms cubic-bezier(0.2, 0.7, 0.2, 1);
}
html.js [data-reveal="2"] { transition-delay: 90ms; }
html.js [data-reveal].is-visible { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  html.js [data-reveal] { opacity: 1; transform: none; transition: none; }
  .link-card__wire { animation: none; }
}

/* -- 6. responsive -------------------------------------------------------- */
@media (max-width: 900px) {
  .cells > * { padding: 24px 0; border-right: 0; border-bottom: 1px solid var(--color-neutral-300); }
  .cells > *:last-child { border-bottom: 0; }
  .steps > li { border-bottom: 0; }
  .ways-grid > * { padding: 0; border: 0; }
  .ways-grid > *:last-child { border-bottom: 0; }
  .examples-grid { grid-template-columns: 1fr; }
  .cells.examples-grid > * { padding: 24px; border: 1px solid var(--color-neutral-300); min-height: 0; }
  .cells.examples-grid > *:last-child { border-bottom: 1px solid var(--color-neutral-300); }
  .path,
  .path + .path { padding: 28px 0; border-right: 0; }
  .path { border-bottom: 2px solid var(--color-divider); }
  .control-features { margin-top: 0; }
  .trust-cols > *,
  .trust-cols > *:last-child { padding: 24px 0; border-right: 0; }
  .trust-cols > *:first-child { border-bottom: 2px solid var(--color-divider); }
  .loop li { padding: 14px 0 0; }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-nav { position: static; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr)); padding-top: 0; }
}

@media (max-width: 720px) {
  .site-header__inner { flex-wrap: wrap; gap: var(--space-3) 20px; }
  .nav-toggle {
    display: inline-flex; margin-left: auto; order: 1;
  }
  .site-nav {
    order: 3; flex: 1 1 100%; flex-direction: column; gap: 0;
    border-top: 2px solid var(--color-divider); margin-top: 4px;
  }
  .site-nav[hidden] { display: none; }
  .site-nav a { padding: 14px 0; border-bottom: 1px solid var(--color-neutral-300); font-size: 16px; }
  .header-actions { order: 2; }
  .header-actions .btn { padding: 12px 16px; }
  .checkout { max-width: none; }
  .btn { min-height: 44px; }
}

@media (max-width: 540px) {
  .hero__payment-flow { grid-template-columns: 1fr; }
}